Payment Operations,
Simplified.
The complete platform for ISOs and payment professionals. From AI-powered statement analysis to full acquiring underwriting, risk monitoring, and sales management — all in one system.
Statement Analyzer
Upload merchant processing statements and let AI extract pricing details, calculate effective rates, and generate competitive proposals in minutes — not hours.
- Automatic fee extraction from any processor statement
- Effective rate calculations and savings analysis
- Generate branded proposals with one click
Statement Analysis Complete
Acme Corp - March 2026
Tools to supercharge your sales team
Everything your sales professionals need to close more deals, from built-in dialing to training modules with certification quizzes.
Built-in Dialer
Click-to-call directly from the CRM. Track call outcomes, schedule follow-ups, and log notes automatically.
ZoomInfo Integration
Enrich leads with company data, contacts, and insights. Find decision-makers and expand your prospect database.
CRM Autofill
Auto-populate applications from CRM data. Reduce data entry errors and speed up the boarding process.
Training Modules
Interactive training with quizzes to accelerate sales proficiency. Track completion and certify your team.
Lead Management
Capture, score, and route leads automatically. Never lose a prospect with follow-up reminders.
Performance Dashboards
Real-time visibility into sales metrics, leaderboards, and conversion rates across your team.
Merchant Dashboard
LiveToday's Sales
$12,847
+12.3% vs yesterday
Transactions
247
+8.1% vs yesterday
Give merchants visibility they need
A branded self-service portal where merchants can view transactions, download statements, and access support — reducing your support burden.
- Real-time transaction data and reporting
- Downloadable monthly statements
- Deposit reconciliation and batch details
- Dispute and chargeback visibility
Residual Reporting & ACH Payouts
Manage your sales team and referral partner compensation with transparent reporting and automated ACH disbursements.
Residual Reports
Detailed breakdowns by merchant, agent, and split. View historical trends and forecast future earnings.
- Per-merchant splits
- Multi-level structures
- Export to Excel
Sales Management
Complete agent management with onboarding, commission structures, and performance tracking.
- Agent hierarchy
- Custom split templates
- Performance dashboards
ACH Payouts
Automated disbursements to sales professionals and referral partners. Scheduled or on-demand payments.
- Same-day ACH
- Automated schedules
- Full audit trail
Full Acquiring Underwriting Suite
Complete underwriting tools with LexisNexis integration, MATCH/TMF checks, and automated decisioning workflows. Everything you need for compliant onboarding.
LexisNexis
Business & identity verification
MATCH/TMF
Terminated merchant checks
KYC/AML
Compliance screening
OFAC/PEP
Sanctions list checks
Underwriting Review
In ProgressProactive Risk Monitoring
Daily violation checks, chargeback monitoring, and early warning systems to protect your portfolio before issues escalate.
Daily Violation Checks
Automated daily scans across all processors for compliance violations and alerts.
Chargeback Monitoring
Track chargeback ratios and get alerts before merchants hit thresholds.
Volume Anomalies
Detect unusual processing patterns that may indicate fraud or risk.
Early Warning System
Predictive alerts based on merchant behavior patterns.
Portfolio Risk Summary
Last updated: Today98.2%
Healthy Merchants
1.4%
Watch List
0.4%
Action Required
0.31%
Avg Chargeback Ratio
Connected to your ecosystem
Native integrations with major processors and platforms. Some features are exclusive to specific platforms.
TSYS Integration
Global Payments Platform
Deep integration with TSYS for direct boarding, real-time residuals, and enhanced reporting features.
Fiserv Integration
First Data & Clover
Seamless connection to First Data platforms including Clover merchant management and reporting.
Built by payment professionals, for payment professionals
Our team has spent over 25 years in the trenches of payment processing. We understand the unique challenges faced by FSPs, ISOs, and financial institutions because we've lived them ourselves.
- Purpose-built for payment industry workflows
- Compliance-first architecture with PCI DSS Level 1
- Dedicated support from industry experts
- Continuous updates based on regulatory changes
FSPs
Financial Service Providers
ISOs
Independent Sales Orgs
ISVs
Software Vendors
Banks
Financial Institutions
Ready to transform your payment operations?
Join hundreds of payment companies who trust The Vault to manage their merchant portfolios. Get started with a personalized demo today.